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Top Tips: Buying a Second Hand Vehicle

Top Tips: Buying a Second Hand Vehicle

Are you looking to buy a run around? Maybe you need a bigger car to accommodate your growing family? There are plenty of reasons to buy second hand; not least because a brand-new car loses value the second you drive it off the forecourt. However, buying a second-hand vehicle is not without risk. Check out our top tips for buying second hand.

What do you need?

Before you even start looking at cars, have a good think about what you need. Are you looking for something nippy and economical for short journeys? Do you require a 7-seater? Will the car be used for longer trips? Who will be the main driver (it’s worth agreeing this beforehand to avoid family arguments!). Do you have any specific requirements e.g. tow bar, large boot, 5 doors? Be as realistic as possible about what you need and make a list of essentials and preferences.

What is your budget?

Based on who will be driving the car and what it will be used for, you will be able to establish a realistic budget. If a young person or new driver will be driving, factor in insurance; the average annual insurance for over 50s is £413, compared to a whopping £1,635 for under 25s. As the value of the vehicle increases, so does the insurance premium. Likewise, the car’s power and safety rating will also impact upon the insurance premium – so take these details into account, too. Once you have set your budget – stick to it. It is too easy to let your expenditure creep up as you are lured in by the slightly better car that is just slightly more expensive...

Research

Once you have identified your needs and budget, you will be able to find a selection of cars that fit the bill. Don’t be in a rush to buy the first car that meets your needs – a bit of background research now could save you hassle in the future. If you are not buying from a trusted local dealership, check a car’s ID and history to make sure that it hasn’t been stolen or written off, and that it isn’t part of a current finance deal (you buy the car, you buy the debt). Via the DVLA, you can check car’s details such as engine size, colour, road tax cost and expiration, and the date that the car was first registered. If these don’t match your details, don’t buy the car! Check the paperwork, including old service and MOT papers, to see if there are any niggles or recurring problems. If it all looks good – you’re ready to take the car for a spin!

Following a good test drive, if you are happy with the vehicle, make an offer - most people selling a vehicle will expect to knock a small amount off. Start low (but not insultingly low) to get the best possible deal.

If you want to buy a car with complete peace of mind, check out the vetted, rated and reviewed local car sales centres in our directory.

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